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Auto Essentials

Don't drive without the coverage you deserve

Call for Free Quote 1-800-621-2105, ext 1

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Auto Essentials

Get a bundled package of coverage that protects you from out-of-pocket expenses

Auto Essentials is a bundled Vehicle Protection Plan (VPP) package of coverages that protects you from normal driving incidents and out-of-pocket expenses that aren't typically covered by insurance policies. manufacturer's warranties or extended warranties.

ESSENTIAL COVERGE

  • Key or Remote Replacement — Replacement of lost, stolen, or destroyed keys or remotes.
  • Tire & Wheel Road Hazard Protection — Repair or replacement of punctured, cut, or flat tires and damaged wheels/rims caused by road hazards or potholes. Includes cosmetic wheel repair.
  • Paintless Dent Repair — Permanently removes door dings and minor dents without harming a vehicle's factory finish.
  • Windshield Repair —  Repairs chips and cracks caused by propelled rocks or road hazard debris while driving on public roads. streets, and highways

24/7 ROADSIDE ASSISTANCE

  • Towing — A tow truck will be sent to your location.
  • Emergency Roadside Service — Basic mechanical repair performed at your location to get you back on the road.
  • Essential Fluids Delivery — Includes delivery of gasoline, water, or oil.
  • Flat Tire Assistance — Your flat tire will be repaired or changed with your good spare.
  • Emergency Battery Assistance — Repairs include jump-starting your dead battery.
  • Lockout Service — A locksmith will be dispatched to your location if you are accidentally locked out of your vehicle.

Questions?

Our experienced, helpful member service team is ready to support you!

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Learn More about our Loan Protection Programs

  • Quick Tips about Auto Essentials

    Watch a quick video from Elements about the benefits of Auto Essentials, our Vehicle Protection Plan (VPP). It is a bundled coverage that protects you from out-of-pocket expenses.

    Watch the Tips Video

How much does Auto Essentials coverage cost and is it worth it for me?

Costs of Coverage

The cost for Auto Essentials (VPP) varies based on your vehicle year, make, model, mileage, and other factors. We’ll need to know these things before we can provide you a quote. Our deductible is always $0, though, so that’s something you can know for sure! 

Like other types of coverage, whether or not VPP is worth it is completely up to your situation. To get a quick customized quote, call us at 1-800-621-2105, ext 1.

Call for Free Quote 1-800-621-2105, ext 1

Does Elements offer additional auto loan or asset protection coverage?

Yes. As your financial wellness providers, we want to make sure that you’re covered, no matter what may happen. To protect your purchase, the following additional programs are available and can be wrapped into your monthly payments:

  • Guaranteed Asset Protection (GAP) is protection designed to eliminate your unpaid net loan or lease balance in the event your vehicle is stolen or damaged beyond repair. Learn more.
  • Debt Protection protects your credit rating during uncertain and stressful times. Your loan payment will be cancelled or suspended for a period of time without penalty, added interest, or being reported as delinquent to the credit bureau when a covered event occurs. Covered events include death, disability, involuntary unemployment, family leave and hospitalization. Learn more.

How do I apply?

3 Easy Steps to Apply

  1. Call us at 1-800-621-2105, ext 1 to get started. Have ready: Your vehicle's VIN or year, make, and mode, Your vehicle's current mileage, information on the loan you used to purchase the vehicle, if applicable
  2. Take our call - We'll contact you within one business day after you submit your application to go over what documentation we'll need and to answer your questions. 
  3. That’s it! - We'll contact you with a decision within two business days. Once your application is approved, we’ll contact you to sign documents and then you are protected with VPP Auto Essentials!

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